Invest Together · Grow Together · Prosper Together

Invest Small Amounts.
Build Big Wealth.

Join South Africans investing together through Three50 Stokvel — pooling small, regular contributions to own local and global shares via Easy Equities.

Join Now → See how it works
R20/day
Start from
Since 2019
Proven track record
100%
Equal profit share
Stokvel portfolio● Live
R 248 920
▲ +14.6% all-time · +R 31 740
Your balance
R 12 460
Your P/L
+R 1 587
Weekly update posted
+R350 contribution
How it works

One stokvel. Pooled power. Real shares.

Three50 Stokvel is an investment stokvel: members contribute small amounts regularly, we pool the funds and collectively invest in shares through Easy Equities — and every member shares in the profits and losses equally.

1

Contribute

Pick a daily or weekly plan from R20/day. Contributions are simple, consistent and affordable.

2

Pool

Every member's contribution is pooled into one collective investment fund.

3

Invest

We invest in local & global shares and ETFs via Easy Equities — members guide decisions anonymously.

4

Share equally

All profits and losses are split equally among participating members. Grow together.

Contribution plans

Choose what works for you

Flexible plans built around your budget. Every rand is invested toward long-term, shared wealth.

Leadership

Meet your investment lead

RB
Refilwe Bogatsu
FOUNDER & INVESTMENT LEAD
2019
Managing since
100%
Transparency

Discipline, research, and a coach in your corner.

Refilwe Bogatsu has successfully managed a savings stokvel since 2019, building a reputation for financial discipline, transparency and sound management. With hands-on experience in stock-market research and analysis, Refilwe leads the stokvel's investment decisions and provides ongoing financial education and coaching to every member.

Investment decisions follow a consultation process where members participate anonymously — keeping the focus on accountability, transparency and long-term wealth creation.

"Ordinary South Africans can become investors and wealth creators — together, consistently, and for the long term."
Transparency

You always know where your money is

No black boxes. Every member sees the full picture — every week.

Weekly statements

A clear statement of contributions, balances and holdings delivered every week.

Investment reports

Plain-language reports on what we bought, why, and how it's performing.

Performance tracking

Live portfolio value, profit/loss and growth charts you can check anytime.

Member communications

Regular updates and announcements straight to the WhatsApp group.

Financial education

Learn as you grow

Free articles and videos that turn members into confident investors.

Basics

Investing 101: getting started

What shares are, how markets work, and why time beats timing.

ETFs

Understanding index funds & ETFs

Owning the whole market with one simple, low-cost instrument.

Diversification

Don't put all your eggs in one basket

How spreading risk protects and smooths your returns.

Long-term

The magic of compounding

Why small amounts invested consistently become significant wealth.

Personal finance

Budgeting to invest

Finding your R20 a day without feeling the pinch.

Strategy

Daily investing & the stash model

How a little, every day, adds up to a lot over five years.

Member portal

Your dashboard, your wealth

Secure login. Track contributions, balances, holdings and performance — and download statements anytime.

Welcome back, Thandi 👋

Here's how your investments are doing today.
Thandi M.
TM
Total portfolio value
R 248 920
▲ +14.6% all-time
Your balance
R 12 460
▲ +R 1 587
Cash available
R 3 180
Ready to invest
Profit / loss
+R 31 740
▲ +14.6%
PerformanceLast 12 months
Latest investmentsHoldings
SPY
S&P 500 ETF
38% of portfolio
R 94 590
+12.4%
STX
Satrix Top 40
22% of portfolio
R 54 760
+8.1%
NSP
Naspers
14% of portfolio
R 34 850
+5.6%
MSCI
MSCI World ETF
18% of portfolio
R 44 800
−1.2%
Get started

Join Three50 Stokvel today

Limited founding membership spaces available. Reach out and we'll add you to the WhatsApp group.

WhatsApp group
Join the Three50 community
Email
hello@three50stokvel.co.za
Based in
South Africa · online stokvel
Investing involves risk, including possible loss of capital. Three50 Stokvel shares profits and losses equally among members and does not guarantee returns. Information here is educational and not financial advice.